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Complete an Existing Application
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Become a Co-Borrower
Complete a loan application started by someone else to become a co-borrower.
Become a Co-Borrower

Features of MEFA Undergraduate and Graduate Loans

Competitive Interest Rates & No Fees
  • Your interest rate will depend on your credit profile. MEFA Loans have no application or origination fees.

Set Monthly Payment
  • All of our interest rates are fixed, so your monthly loan payments will be the same throughout your repayment.

Instant Decision on Complete Application*
  • When you apply, you’ll be told within minutes if you’re approved and be provided your loan options.

Multiple Repayment Options
  • The range of selection allows families to choose which plan works best for them.

*Note: An instant decision may not be available if additional documentation is required, such as a driver’s license, SSN card, or income verification.